Privacy
INTRODUCTION
Your privacy is essential to us. Here at HowMuchIsMyRefund.com, we believe that privacy is a top priority. We know that you care how information about you is used and shared. Thus, we provide this Privacy Policy to summarize our procedures and practices as regards to information collection and use. This will serve you as a guide in making an intelligent decision in sharing your information with us. By visiting HowMuchIsMyRefund.com, you can assured that we will not share or sell any information we collect on this site.
INFORMATION COLLECTION
If you attempt to become a Client or otherwise choose to provide information to us, this website shall collect Personal Information from you. This information includes, but is not limited to: name, address, telephone number, mobile number and or email address. Once collected, we will store your information for a reasonable period of time for record keeping purposes. The information that we store is sometimes deleted as space requires or in the normal course of business.
DISCLOSURE OF INFORMATION
Information that we collected and stored shall not be sold or make it for rent to or with others. Your personal information is not shared with any third parties, except:
(a) where necessary to conduct business, such as invoicing Clients in connection with the Services or making payments to, or collecting money from, a Client;
(b) in case of a breach of any agreement between Client and HowMuchIsMyRefund.com;
(c) when required by law, or requested by a court of competent jurisdiction;
(d) in the event of HowMuchIsMyRefund.com bankruptcy, or if HowMuchIsMyRefund.com is sold or acquired; or
(e) where HowMuchIsMyRefund.com determines, in its sole discretion, that such disclosure is necessary to protect the rights of HowMuchIsMyRefund.com and or a third party, or necessary to protect HowMuchIsMyRefund.com from liability of any kind.
In an effort to respect your privacy and our ability to keep the community free from bad actors, we will not otherwise disclose your personal information to law enforcement, other government officials, or other third parties without a subpoena, court order or substantially similar legal procedure, except when we believe in good faith that the disclosure of information is necessary to prevent imminent physical harm or financial loss or to report suspected illegal activity.
COOKIES AND WEB BEACONS
We use “cookies” and web beacons to help us manage our Website. Cookies are small text files that contain a string of alphanumeric characters. Web beacons (also known as “1X1 pixels” or “clear GIFs”) are small strings of code that provide a method for delivering a graphic image on a web page or in an email message for the purpose of transferring data.
SECURITY
To protect your computer from viruses and spyware we recommend you run a anti-virus scan with a reputable anti-virus software. Here is a free one from Microsoft 
Protect your Computer
THIRD PARTIES
It should be stressed here that the websites of our advertiser and publisher clients as well as the websites on which we place advertisements or any third party websites linked to one of our sites also may collect information from you for various purposes, including, but not limited to providing advertisements about goods and services likely to be of greater interest to you. Such information may include non-personally identifiable information through the use of Cookies and other technology and any personally identifiable information you may choose to give in registering and transacting with such website. These companies typically use a cookie or third party web beacon to collect this information. Although we choose our business partners and clients carefully, we are not responsible for the privacy practices of such third parties. You should check the applicable privacy policies of such third parties to determine how they handle any information they collect from you. If you disclose your information to others, whether they are bidders, buyers or sellers on our sites or other sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. We encourage you to ask questions before you disclose your personal information to others.
MINORS
This Website is not intended for visitors that are minors or under eighteen (18) years of age. HowMuchIsMyRefund.com does not knowingly solicit or collect information from individuals under the age of eighteen (18). If we determine that we have inadvertently collected personal information from someone under eighteen (18) years of age, we will take reasonable steps to purge this information from our database. We encourage parents and guardians to spend time online with their children and to participate and monitor the Internet activities of their children.
CHANGES AND AMENDMENTS & NOTIFICATION OF CHANGES
HowMuchIsMyRefund.com reserves the right to change or update this Privacy Policy at any time by posting a clear and conspicuous notice on the Website explaining that we are changing our Privacy Policy. All Privacy Policy changes will take effect immediately upon their posting on the Website. Please check the Website periodically for any changes. Your continued use of the Website and or acceptance of our e-mail communications following the posting of changes to this Privacy Policy will constitute your acceptance of any and all changes.
